This is Hector from Jacksonville FL, first time that I listened your podcast, it changed my mind set about money and personal finances, I shared the podcast with a couple friends and one of them called me the day after to thank me for that information, I was born poor but I don’t want to die poor, I came from a country where opportunities are for the privileged ones, Colombia in south america. Hopefully you can find a way to reach the latino community in spanish because I am sure most of us never received any financial education. Thanks a lot